Simple Steps to Safeguard Yourself Against Fraud
Up to 500,000 individuals are victims each year of identity theft, a fast-growing form of fraud. Fortunately, a few simple steps can help ensure you stay out of these statistics.
"Identity theft" or "account takeover fraud" involves criminals stealing a person's personal information. The crooks assume a person's identity, apply for credit in his or her name, run up huge bills, stiff creditors and generally wreck the victim's credit record.
At Zapata National Bank, we've placed a combination of safeguards in place to protect customers, including employee training, rigorous security standards, data encryption and fraud detection.
You can take these steps to avoid becoming a victim:
By law you are only liable for the first $50 of unauthorized charges against a credit card. Still, restoring your identity can be a tremendous inconvenience. It's worth your while to exercise a little preventive maintenance. Protect yourself against this terrible crime.